Under Michigan no-fault law, any motorcycle, pedestrian or bicyclist that is struck by an automobile is entitled to no-fault insurance benefits and possible damages for pain and suffering.

Medical malpractice and professional negligence are extremely complicated and the law has very strict guidelines on the types of claims that can be pursued.  If you believe you or a loved one has been injured as a result of malpractice, you should immediately consult with an attorney.

Under Michigan No-Fault law, if you are less than 50% at fault in the accident and suffer a serious injury, disfigurement, and/or impairment of an important bodily function, you are able to bring a claim against the at-fault driver.  Your own no-fault insurance pays certain benefits as discussed in the 1st party section.  A claim against the other driver allows you to be compensated for pain and suffering and other non-economic damages.  If your no-fault benefits did not fully cover your wage loss, you can bring a claim for that and other economic damages.

In Michigan, the owner of a dog is liable to pay damages for any injuries caused by dog attacks.  That is because there is a statute specific to dog bites and the victim does not have to show any negligence on the part of the owner.

All other animal attacks require that the victim show that the owner was negligent.  Usually, the owner has insurance to cover this from their homeowner’s or renter’s insurance.  Such policies often have short notice provisions so it is important to contact an attorney as soon as possible.

We have been helping people with injuries and disabilities caused by automobile accidents for over 20 years. The Michigan No-Fault Insurance Act (“No fault”) requires that your auto insurance provide you with the following benefits:

Wage Loss

Payment of 85% of the gross wages you would have earned but for the accident for the first three years after the accident.

Medical Benefits

Payment of medical and other incidental expenses you may incur, which are reasonable and necessary for your care, recovery or rehabilitation.

Coverage also includes:

• Home attendant care and nursing care services
• Customizing the home of the injured person with the modifications such as a wheel chair ramp, special mattress, bed or other medical equipment
• Vocational rehabilitation benefits
• Chiropractic care and treatment
• Physical Therapy

Travel Expenses

Reimbursement for mileage to and from medical treatment, parking, cab fares etc.

Replacement Services

Receive up to $20.00 per day for reasonable expenses incurred for services the injured person used to do for his or her self or their dependents, but can no longer perform due to injuries suffered in the accident. As with wage loss, replacement services are paid only for the first three years after the accident.

Additional Information

Your No-Fault benefits may be affected by other insurance (e.g., health insurance or workers’ compensation) and government benefits (e.g., SSD or Medicare/Medicaid.)

Note: The No-Fault law in Michigan is very complex. This outline is only intended to give a general overview of the law. It is not intended to take the place of a formal opinion from an attorney. The importance of obtaining an opinion concerning specific issues or problems from a licensed attorney cannot be overemphasized.